HospitalIndemnity
Financial Support When Life Takes an Unexpected Turn
How it works
-
Direct Payouts
The insurance company sends you a check or direct deposit after you file a claim for a covered hospital stay.
-
No Spending Restrictions
You can use the money however you like — to pay major medical deductibles and copays, or for everyday living expenses like groceries, childcare, and utilities.
-
Not Major Medical
It does not replace primary health insurance and does not meet the minimum essential coverage requirements of the Affordable Care Act (ACA).
Costs and coverage
-
Premiums
Costs depend on your age, the plan, and the daily benefit amount you choose.
-
No Network Restrictions
These plans typically do not restrict you to specific provider networks.
-
Stackable Support
It works alongside employer plans, ACA Marketplace coverage, or Medicare insurance options.
Free Consultation